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"Covering not only the healthy groups but also people with mild diseases, the new program aims to better fulfill our mission of protecting hundreds of millions of families and taking on more social responsibility," Shen Peng, founder and CEO of Waterdrop Inc, said at the launch ceremony Wednesday. "With great strength and rich experience, we're confident to fend off the risks of high payout."

"China's CPI growth is expected to go low from high in 2020," said Meng Wei, a spokeswoman for the National Development and Reform Commission. 

"China's capital market is warmly embracing new economy enterprises like Ant, which encourages the use of science and innovation to optimize the distribution of social resources," said Pan Zijian, a partner on capital market research at KPMG China.

"Compared with the traditional route via the North China region, the new route offers a new path to further connect the northwestern region with ASEAN countries, allowing the inland region to benefit from the development of the China-ASEAN Free Trade Area. Under the plan, goods from ASEAN countries will be able to be transported to the Central Asia market via the route, which will bring new development opportunities for the northwestern China region," Mei added.

"Cross-border financing is relatively tougher for private enterprises as they know insufficiently about the market and legal environments as well as social and economic backgrounds of the host countries," Pan said.